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Payday Loans Canada

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Car loans CanadaBad credit car financing: approval first, vehicle second

Loan guides

Online payday loansThe whole application on your phone, start to finish
E-Transfer payday loansHow Interac funding reaches your account, and what slows it
No credit check payday loansWhat lenders look at when they skip the hard inquiry
Faxless payday loansBank verification and e-signing replace the paperwork
Instant payday loansRealistic timing, and the things that delay a same-day loan
No credit check loansEvery no-hard-pull option compared, not just payday loans
No refusal loansWhy no licensed lender can promise it, and what raises your odds
Choosing a payday loans companyA ten-point check before you trust any lender

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How it worksFour steps from application to repayment
All provincesRules, caps and borrowing limits where you live
Money guidesBudgeting, credit and cheaper ways to borrow
Responsible lendingOur standards, and a checklist before you borrow
FAQsStraight answers on cost, approval and repayment
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Jessica’s House

A free Canadian service that matches you with licensed lenders, and shows you the full cost before you apply. Helping Canadians borrow with their eyes open since 2014.

support@jessicashouse.ca
Monday to Friday, 9 a.m. to 6 p.m. Eastern

Loans

Online payday loans
E-Transfer payday loans
No credit check payday loans
Faxless payday loans
Instant payday loans
No credit check loans
No refusal loans
Car loans Canada

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Jessica’s House is not a lender and doesn’t make credit decisions. We pass your application to lending partners, who may pay us a fee. Using our service is free, and it never changes the legal maximum cost of your loan.

Payday loans: $100 to $1,500, repaid in 7 to 62 days. The cost is capped at $14 per $100 borrowed in the nine provinces with payday loan laws. Example: borrow $500 for 14 days and repay $570 (cost $70, an annual percentage rate of 365%). Personal loans: over $1,500 and up to $15,000, repaid over 6 to 60 months, at an APR no higher than 35%. Example: $5,000 over 24 months at 29.9% APR is about $279 a month, so you repay about $6,703 in total ($1,703 in interest). Offers, rates and approval depend on the lender and your situation.

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